What is SR22 Insurance?
SR22 insurance is a specific type of auto insurance that is required in certain situations, such as when a driver has been convicted of a serious traffic violation, such as a DUI or reckless driving. SR22 insurance proves to the state that the driver is carrying the minimum required liability insurance coverage. SR22 insurance is not an actual insurance policy; rather, it is a form that is filed with the state by the insurance company. The form certifies that the driver has the required insurance coverage and that the coverage will remain in effect for a specified period, typically three years.
Who Needs SR22 Insurance?
SR22 insurance is required in most states for drivers who have been convicted of certain serious traffic violations, such as:
- Driving under the influence (DUI)
- Reckless driving
- Vehicular homicide
- Driving without insurance
- Multiple moving violations
The specific violations that trigger the requirement for SR22 insurance vary from state to state. In some states, SR22 insurance is also required for drivers who have been involved in accidents that resulted in property damage or injuries.
How to Get SR22 Insurance
If you are required to have SR22 insurance, you can get it from any insurance company that is licensed to do business in your state. To obtain SR22 insurance, you will need to provide the insurance company with a copy of your driver’s license and proof of your conviction. The insurance company will file the SR22 form with the state on your behalf. Once the form is filed, you will receive a certificate of insurance that you can keep in your vehicle.
The Cost of SR22 Insurance
The cost of SR22 insurance varies depending on a number of factors, including your driving record, the type of violation you were convicted of, and the state in which you live. In general, SR22 insurance is more expensive than regular auto insurance.
Additional Information
If you have been convicted of a serious traffic violation, it is important to obtain SR22 insurance as soon as possible. Failure to do so could result in your driver’s license being suspended or revoked. SR22 insurance is not a penalty. It is a way for the state to make sure that you are carrying the minimum required liability insurance coverage. Having SR22 insurance will help you to protect yourself and others from financial responsibility in the event of an accident.
Ready for a Baltimore SR22 Quote?
If you’ve been ordered by the Baltimore DMV to obtain SR22 insurance, you’ve come to the right place. Our experienced agents are here to guide you through the process and find you the most affordable coverage.
An SR22 certificate is a legal document that serves as proof of financial responsibility for drivers who have committed serious traffic violations or have been involved in accidents. It verifies that you have the minimum liability insurance required by Baltimore law, typically $25,000 for bodily injury and $50,000 for property damage. Failure to maintain SR22 insurance can result in license suspension and additional penalties.
Why Choose Us for Your Baltimore SR22 Insurance?
Our team of licensed insurance professionals understands the complexities of SR22 insurance.
- Expertise: We specialize in high-risk auto insurance and have extensive experience working with Baltimore drivers like you.
- Affordability: We shop multiple insurance companies to find you the best coverage at the lowest price.
- Convenience: Our online quoting system makes it easy to get a quote in minutes. You can also speak to an agent directly if you have any questions.
- Fast Processing: We understand the urgency of getting your SR22 insurance in place. We’ll process your application quickly and provide you with a certificate within 24 hours.
What You Need to Apply for SR22 Insurance in Baltimore
To apply for an SR22 insurance policy, you will need the following information:
- Your driver’s license number
- Make and model of your vehicle
- The date your SR22 was ordered
- Any previous traffic citations or accidents
Get Your Baltimore SR22 Quote Today
Don’t wait until it’s too late. Contact us today for a free Baltimore SR22 insurance quote. Our friendly agents are ready to assist you and ensure you get the coverage you need to reinstate your driving privileges.
Protect your license and get back on the road with confidence. Get your SR22 insurance from us and experience the difference our expertise and commitment to customer satisfaction make.